XRay Payment
Approved USA ManufacturerSimple Peptide — Peptides Made Simple
New vertical · Now live · Simple Peptide × XRay Payment

Peptides,
finally bankable.

Simple Peptide and XRay Payment have partnered to bring merchant services to peptide companies. XRay boards peptide merchants directly — backed by multiple sponsor banks that have formally signed off on the XRay Peptide Program. You source from Simple Peptide, the USA-made manufacturer that keeps you compliant — and XRay keeps you processing.

✓Multiple sponsor banks approved✓Zero-downtime routing✓USA-made by Simple Peptide
Start your application →See what you'll need ↓
Multiple
sponsor banks have approved the XRay Peptide Program
Never down
transactions route across a multi-bank back end
Direct
merchant boarding — no aggregator, your own MID
USA-made
by Simple Peptide, your approved manufacturer
Why this changes everything

Stability the peptide industry has never had.

Bank-approved, not bank-tolerated
Multiple sponsor banks have formally signed off on the XRay Peptide Program. You're an approved vertical — not a risk quietly waiting to be dropped at the next review.
Your checkout never goes dark
XRay carries every transaction across a multi-bank back end. No single sponsor is a single point of failure — if one path slows, we route around it. Your business keeps running.
The processor search is over
The hardest part of running a peptide business is finding a payment provider who will actually keep you. That search ends here — one program, built to last.
The one requirement — and the reason it works
To stay in the program, you source your product from Simple Peptide — our approved USA-made manufacturer. That single standard is what makes your business bankable, keeps the banks comfortable, and protects your processing from the shutoffs that hit the rest of the industry.
What you get

Everything you need to process — and stay processing.

✓Direct boarding to your own MID — a stable, long-term merchant account, not a shared aggregator that can vanish overnight.
✓Multi-bank redundant routing — no single point of failure, so a problem at one bank never becomes your outage.
✓We carry the traffic — XRay manages all transaction flow on the back end; you're never the one down.
✓A full commerce stack, optional — hosted checkout, storefront, subscriptions & rebills, and in-person POS on the same account.
✓Reliable, on-time deposits — clear funding you can build a business on, with real humans on your account.
✓Built for your vertical — underwriting and monitoring that understand peptides, so approvals move and MIDs stay open.
You get a dedicated XRay Success Manager
One expert compiles your approval package, gets you boarded, and then actively monitors your account, transactions, and processing health for as long as you run with us — a real relationship, not a support ticket queue.
How it works

Your path to approval.

1
Apply online
Start your application right from this page — our secure link walks you through your business, ownership, and banking details, and your dedicated Success Manager helps at every step.
2
Answer & e-sign
Complete the guided compliance profile and sign your attestations right on the link — no printing.
3
Upload & board
Attach your lab, label, and business documents. We review, place you with an approved bank, and turn you on.
Multi-bank placement. Most sponsor banks won't touch peptides — so XRay places you with a bank in our network that has approved the program, and routes your traffic across our multi-bank back end. That's what keeps you processing.
Start your application →
What you'll need

Your packet, at a glance.

Have this ready and boarding moves fast — your dedicated Success Manager compiles the whole package with you. And because you source from Simple Peptide, much of your lab paperwork comes ready.

Product & lab
Simple Peptide provides most of these
Certificate of Analysis (COA)
Product photos & labels — front & back, ingredients shown
Safety Data Sheets (SDS / MSDS) — every product
Complete product list
Reference URLs for all product labels
Business records
Files to upload
Completed merchant application — incl. card-not-present
Three (3+) sample invoices
Top-10 customers by revenue
Written KYC policy & process
Complaint-management procedures — if written
State-compliance policy or legal compliance letter
Attestations
E-signed on the link
Signed Merchant Attestation
No controlled or otherwise-prohibited substances
Not listed on the MATCH high-risk list
Products comply with all laws & card-brand rules
Certify accuracy & acknowledge program terms
Business profile
Guided questions in the form
Who you sell to & where you ship
Use case — research-only, injectable/ingestible, referral
Compounding (503A / 503B), repackaging or relabeling
US & international operations, ingredient sourcing
~25 quick questions — we walk you through each
Dispense prescription or compounded peptides? There's a short pharmacy / Rx add-on (NABP or LegitScript accreditation, state pharmacy licenses, Rx licensing, 503A / 503B status) — only if this is you, and your Success Manager confirms exactly what applies during underwriting.
Ready to get boarded?
Get approved for the XRay Peptide Program and run with confidence — backed by banks, built for uptime, and served by 20-year payment operators who solved this for their own book first. Most merchants can complete the whole packet in one sitting.
Start my application →
Questions first? Talk to us ↓
sales@xraypayment.com

Have questions first? Talk to us.

Tell us about your business — include your estimated monthly card volume and your current processor — and your dedicated XRay Success Manager will reach out within one business day.

XRay Payment×Simple Peptide
XRay Payment × Simple Peptide · Peptide Program

support@xraypayment.com · (888) 314-0104 · xraypayment.com · simplepeptide.com

Approval is subject to underwriting and program terms. Program eligibility requires sourcing product from XRay Payment's approved USA-made manufacturing partner. Redundant, multi-bank routing is designed to maximize uptime; XRay does not guarantee uninterrupted processing. Checklist items reflect XRay Payment's current peptide-program onboarding requirements; specific items required depend on your business model and are confirmed during underwriting. Simple Peptide is XRay Payment's approved USA-made manufacturing partner. © 2026 XRay Payment.